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Cost of moneyRomania

Deposit rate in Romania

What does parked money earn there?

Romania's deposit rate is 5.23 % — #34 of 70 countries on the atlas (higher is better). Period 2025.

5.23%

Checked 21 Sept 2026Period 2025

Source: IMF International Financial Statistics

Deposit rate in Romania over time

57.00 %28.94 %0.89 %57.00 % · 19940.89 % · 20171993: 42.50 %1994: 57.00 %1995: 44.73 %1996: 37.26 %1997: 55.83 %1998: 37.27 %1999: 45.87 %2000: 33.11 %2001: 26.87 %2002: 19.23 %2003: 11.02 %2004: 11.54 %2005: 6.42 %2006: 4.77 %2007: 6.70 %2008: 9.51 %2009: 11.99 %2010: 7.31 %2011: 6.30 %2012: 5.50 %2013: 4.55 %2014: 3.02 %2015: 1.89 %2016: 1.11 %2017: 0.89 %2018: 1.30 %2019: 1.79 %2020: 1.93 %2021: 1.58 %2022: 4.19 %2023: 6.44 %2024: 5.53 %2025: 5.23 %1993200920255.23 %
33 official observations, 1993 → 2025. Every point is a published value — never interpolated.
Rank
#34 of 70
higher is better
Ranked behind
51 %
36 of 70 countries
Latest move
▼ 0.30 pp
since 2024
Below its peak
51.77 pp
peak 57.00 % in 1994
Full series
▼ 37.27 pp
since 1993

In Europe: #5 of 12vs median 4.96 %: +0.27 pp (better)

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Romania: ahead of 51 % of the 70 countries with a published deposit rateRomania 5.23 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Romania is ahead of 51 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryDeposit ratevs Romania
32 Namibia5.38 %+0.15 pp
33 Ecuador5.30 %+0.07 pp
34 Romania5.23 %—
35 Guatemala5.11 %−0.12 pp
36 Peru4.82 %−0.41 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Romania

Savings vs inflationInflation rateLending rate
Deposit rate, all countries ranked →Compare Romania with another country →Everything about Romania →
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