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Cost of moneyPeru

Deposit rate in Peru

What does parked money earn there?

Peru's deposit rate is 4.82 % — #36 of 70 countries on the atlas (higher is better). Period 2022.

4.82%

Checked 22 Sept 2026Period 2022

Source: IMF International Financial Statistics

Deposit rate in Peru over time

170.54 %85.62 %0.70 %170.54 % · 19910.70 % · 20211988: 161.78 %1991: 170.54 %1992: 59.65 %1993: 44.14 %1994: 22.35 %1995: 15.70 %1996: 14.90 %1997: 15.01 %1998: 15.11 %1999: 16.27 %2000: 13.29 %2001: 9.92 %2002: 4.19 %2003: 3.83 %2004: 2.98 %2005: 3.42 %2006: 4.79 %2007: 4.92 %2008: 5.45 %2009: 4.35 %2010: 2.13 %2011: 3.67 %2012: 3.88 %2013: 3.53 %2014: 3.82 %2015: 4.11 %2016: 4.91 %2017: 4.45 %2018: 3.34 %2019: 3.67 %2020: 1.86 %2021: 0.70 %2022: 4.82 %1988200520224.82 %
33 official observations, 1988 → 2022. Every point is a published value — never interpolated.
Rank
#36 of 70
higher is better
Ranked behind
49 %
34 of 70 countries
Latest move
▲ 4.12 pp
since 2021
Below its peak
165.72 pp
peak 170.54 % in 1991
Full series
▼ 156.96 pp
since 1988

In Americas: #11 of 21vs median 4.96 %: −0.14 pp (worse)

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Peru: ahead of 49 % of the 70 countries with a published deposit ratePeru 4.82 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Peru is ahead of 49 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryDeposit ratevs Peru
34 Romania5.23 %+0.41 pp
35 Guatemala5.11 %+0.29 pp
36 Peru4.82 %—
37 Moldova4.76 %−0.06 pp
38 Qatar4.68 %−0.14 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Peru

Savings vs inflationInflation rateLending rate
Deposit rate, all countries ranked →Compare Peru with another country →Everything about Peru →
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