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Cost of moneyGuatemala

Deposit rate in Guatemala

What does parked money earn there?

Guatemala's deposit rate is 5.11 % — #35 of 70 countries on the atlas (higher is better). Period 2025.

5.11%

Checked 23 Sept 2026Period 2025

Source: IMF International Financial Statistics

Deposit rate in Guatemala over time

10.17 %7.04 %3.91 %10.17 % · 20003.91 % · 20221997: 5.83 %1998: 5.44 %1999: 7.96 %2000: 10.17 %2001: 8.75 %2002: 6.92 %2003: 4.78 %2004: 4.19 %2005: 4.35 %2006: 4.50 %2007: 4.76 %2008: 5.08 %2009: 5.58 %2010: 5.45 %2011: 5.24 %2012: 5.29 %2013: 5.45 %2014: 5.48 %2015: 5.47 %2016: 5.47 %2017: 5.37 %2018: 5.17 %2019: 5.01 %2020: 4.63 %2021: 4.14 %2022: 3.91 %2023: 4.21 %2024: 4.93 %2025: 5.11 %1997201120255.11 %
29 official observations, 1997 → 2025. Every point is a published value — never interpolated.
Rank
#35 of 70
higher is better
Ranked behind
50 %
35 of 70 countries
Latest move
▲ 0.18 pp
since 2024
Below its peak
5.06 pp
peak 10.17 % in 2000
Full series
▼ 0.72 pp
since 1997

In Americas: #10 of 21vs median 4.96 %: +0.15 pp (better)

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Guatemala: ahead of 50 % of the 70 countries with a published deposit rateGuatemala 5.11 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Guatemala is ahead of 50 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryDeposit ratevs Guatemala
33 Ecuador5.30 %+0.19 pp
34 Romania5.23 %+0.12 pp
35 Guatemala5.11 %—
36 Peru4.82 %−0.29 pp
37 Moldova4.76 %−0.35 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Guatemala

Savings vs inflationInflation rateLending rate
Deposit rate, all countries ranked →Compare Guatemala with another country →Everything about Guatemala →
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