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Cost of moneyEcuador

Deposit rate in Ecuador

What does parked money earn there?

Ecuador's deposit rate is 5.30 % — #33 of 70 countries on the atlas (higher is better). Period 2025.

5.30%

Checked 23 Sept 2026Period 2025

Source: IMF International Financial Statistics

Deposit rate in Ecuador over time

7.09 %5.29 %3.50 %7.09 % · 20243.50 % · 20172007: 4.83 %2008: 4.87 %2009: 4.78 %2010: 3.90 %2011: 3.84 %2012: 3.89 %2013: 3.89 %2014: 4.03 %2015: 4.38 %2016: 4.77 %2017: 3.50 %2018: 3.63 %2019: 4.43 %2020: 4.78 %2021: 4.16 %2022: 4.16 %2023: 5.86 %2024: 7.09 %2025: 5.30 %2007201620255.30 %
19 official observations, 2007 → 2025. Every point is a published value — never interpolated.
Rank
#33 of 70
higher is better
Ranked behind
53 %
37 of 70 countries
Latest move
▼ 1.79 pp
since 2024
Below its peak
1.79 pp
peak 7.09 % in 2024
Full series
▲ 0.47 pp
since 2007

In Americas: #9 of 21vs median 4.96 %: +0.33 pp (better)

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Ecuador: ahead of 53 % of the 70 countries with a published deposit rateEcuador 5.30 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Ecuador is ahead of 53 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryDeposit ratevs Ecuador
31 Indonesia5.41 %+0.11 pp
32 Namibia5.38 %+0.08 pp
33 Ecuador5.30 %—
34 Romania5.23 %−0.07 pp
35 Guatemala5.11 %−0.19 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Ecuador

Savings vs inflationInflation rate
Deposit rate, all countries ranked →Compare Ecuador with another country →Everything about Ecuador →
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