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Cost of moneyIndonesia

Deposit rate in Indonesia

What does parked money earn there?

Indonesia's deposit rate is 5.41 % — #31 of 70 countries on the atlas (higher is better). Period 2025.

5.41%

Checked 21 Sept 2026Period 2025

Source: IMF International Financial Statistics

Deposit rate in Indonesia over time

39.07 %21.14 %3.21 %39.07 % · 19983.21 % · 20221990: 17.53 %1991: 23.32 %1992: 19.60 %1993: 14.55 %1994: 12.53 %1995: 16.72 %1996: 17.26 %1997: 20.01 %1998: 39.07 %1999: 25.74 %2000: 12.50 %2001: 15.48 %2002: 15.50 %2003: 10.59 %2004: 6.44 %2005: 8.08 %2006: 11.41 %2007: 7.98 %2008: 8.49 %2009: 9.28 %2010: 7.02 %2011: 6.93 %2012: 5.95 %2013: 6.26 %2014: 8.75 %2015: 8.34 %2016: 7.17 %2017: 6.52 %2018: 6.13 %2019: 6.69 %2020: 5.50 %2021: 3.67 %2022: 3.21 %2023: 4.63 %2024: 5.43 %2025: 5.41 %1990200820255.41 %
36 official observations, 1990 → 2025. Every point is a published value — never interpolated.
Rank
#31 of 70
higher is better
Ranked behind
56 %
39 of 70 countries
Latest move
▼ 0.02 pp
since 2024
Below its peak
33.66 pp
peak 39.07 % in 1998
Full series
▼ 12.12 pp
since 1990

In Asia: #9 of 19vs median 4.96 %: +0.45 pp (better)

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Indonesia: ahead of 56 % of the 70 countries with a published deposit rateIndonesia 5.41 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Indonesia is ahead of 56 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryDeposit ratevs Indonesia
29 Hungary5.71 %+0.30 pp
30 Jordan5.47 %+0.06 pp
31 Indonesia5.41 %—
32 Namibia5.38 %−0.03 pp
33 Ecuador5.30 %−0.11 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Indonesia

Savings vs inflationInflation rateLending rate
Deposit rate, all countries ranked →Compare Indonesia with another country →Everything about Indonesia →
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