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Cost of moneyNicaragua

Deposit rate in Nicaragua

What does parked money earn there?

Nicaragua's deposit rate is 2.27 % — #51 of 70 countries on the atlas (higher is better). Period 2025.

2.27%

Checked 21 Sept 2026Period 2025

Source: IMF International Financial Statistics

Deposit rate in Nicaragua over time

15.09 %8.04 %1.00 %15.09 % · 19971.00 % · 20121990: 11.55 %1991: 14.14 %1992: 14.61 %1993: 14.12 %1994: 14.22 %1995: 13.56 %1996: 15.01 %1997: 15.09 %1998: 13.10 %1999: 11.83 %2000: 10.80 %2001: 11.56 %2002: 7.79 %2003: 5.55 %2004: 4.72 %2005: 4.03 %2006: 4.87 %2007: 6.08 %2008: 6.57 %2009: 6.01 %2010: 2.99 %2011: 1.85 %2012: 1.00 %2013: 1.01 %2014: 1.05 %2015: 1.05 %2016: 1.10 %2017: 1.25 %2018: 1.32 %2019: 3.07 %2020: 2.15 %2021: 1.49 %2022: 1.17 %2023: 2.12 %2024: 2.25 %2025: 2.27 %1990200820252.27 %
36 official observations, 1990 → 2025. Every point is a published value — never interpolated.
Rank
#51 of 70
higher is better
Ranked behind
27 %
19 of 70 countries
Latest move
▲ 0.02 pp
since 2024
Below its peak
12.82 pp
peak 15.09 % in 1997
Full series
▼ 9.28 pp
since 1990

In Americas: #16 of 21vs median 4.96 %: −2.69 pp (worse)

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Nicaragua: ahead of 27 % of the 70 countries with a published deposit rateNicaragua 2.27 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Nicaragua is ahead of 27 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryDeposit ratevs Nicaragua
49 Malaysia2.42 %+0.15 pp
50 Botswana2.35 %+0.08 pp
51 Nicaragua2.27 %—
52 Belize1.98 %−0.29 pp
53 Bosnia and Herzegovina1.89 %−0.38 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Nicaragua

Savings vs inflationInflation rateLending rate
Deposit rate, all countries ranked →Compare Nicaragua with another country →Everything about Nicaragua →
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