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Cost of moneyMalaysia

Deposit rate in Malaysia

What does parked money earn there?

Malaysia's deposit rate is 2.42 % — #49 of 70 countries on the atlas (higher is better). Period 2025.

2.42%

Checked 21 Sept 2026Period 2025

Source: IMF International Financial Statistics

Deposit rate in Malaysia over time

9.75 %5.66 %1.56 %9.75 % · 19821.56 % · 20211966: 5.00 %1967: 5.08 %1968: 5.50 %1969: 5.50 %1970: 5.50 %1971: 5.50 %1972: 5.00 %1973: 5.42 %1974: 6.38 %1975: 5.71 %1976: 5.50 %1977: 5.21 %1978: 5.04 %1979: 5.50 %1980: 6.23 %1981: 9.68 %1982: 9.75 %1983: 8.02 %1984: 9.50 %1985: 8.81 %1986: 7.08 %1987: 3.00 %1988: 3.29 %1989: 4.56 %1990: 5.72 %1991: 7.11 %1992: 7.93 %1993: 7.03 %1994: 4.89 %1995: 5.93 %1996: 7.08 %1997: 7.78 %1998: 8.51 %1999: 4.12 %2000: 3.36 %2001: 3.37 %2002: 3.21 %2003: 3.07 %2004: 3.00 %2005: 3.00 %2006: 3.15 %2007: 3.17 %2008: 3.13 %2009: 2.08 %2010: 2.50 %2011: 2.91 %2012: 2.98 %2013: 2.97 %2014: 3.05 %2015: 3.13 %2016: 3.03 %2017: 2.92 %2018: 3.14 %2019: 2.98 %2020: 1.95 %2021: 1.56 %2022: 1.95 %2023: 2.65 %2024: 2.65 %2025: 2.42 %1966199620252.42 %
60 official observations, 1966 → 2025. Every point is a published value — never interpolated.
Rank
#49 of 70
higher is better
Ranked behind
30 %
21 of 70 countries
Latest move
▼ 0.23 pp
since 2024
Below its peak
7.33 pp
peak 9.75 % in 1982
Full series
▼ 2.58 pp
since 1966

In Asia: #13 of 19vs median 4.96 %: −2.54 pp (worse)

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Malaysia: ahead of 30 % of the 70 countries with a published deposit rateMalaysia 2.42 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Malaysia is ahead of 30 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryDeposit ratevs Malaysia
47 Kuwait2.62 %+0.20 pp
48 Mexico2.55 %+0.13 pp
49 Malaysia2.42 %—
50 Botswana2.35 %−0.07 pp
51 Nicaragua2.27 %−0.15 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Malaysia

Savings vs inflationInflation rateLending rate
Deposit rate, all countries ranked →Compare Malaysia with another country →Everything about Malaysia →
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