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Cost of moneyBotswana

Deposit rate in Botswana

What does parked money earn there?

Botswana's deposit rate is 2.35 % — #50 of 70 countries on the atlas (higher is better). Period 2024.

2.35%

Checked 22 Sept 2026Period 2024

Source: IMF International Financial Statistics

Deposit rate in Botswana over time

13.49 %7.46 %1.43 %13.49 % · 19931.43 % · 20211980: 5.00 %1981: 8.67 %1982: 10.75 %1983: 11.88 %1984: 10.00 %1985: 9.00 %1986: 8.67 %1987: 7.50 %1988: 5.00 %1989: 5.58 %1990: 6.11 %1991: 11.40 %1992: 12.50 %1993: 13.49 %1994: 10.59 %1995: 9.79 %1996: 9.68 %1997: 9.51 %1998: 8.43 %1999: 9.10 %2000: 9.42 %2001: 10.09 %2002: 10.45 %2003: 9.95 %2004: 9.85 %2005: 9.25 %2006: 8.87 %2007: 8.62 %2008: 8.67 %2009: 7.47 %2010: 5.60 %2011: 5.15 %2012: 3.61 %2013: 3.11 %2014: 2.53 %2015: 2.50 %2016: 2.12 %2017: 1.44 %2018: 1.52 %2019: 1.59 %2020: 1.56 %2021: 1.43 %2022: 1.49 %2023: 2.95 %2024: 2.35 %1980200220242.35 %
45 official observations, 1980 → 2024. Every point is a published value — never interpolated.
Rank
#50 of 70
higher is better
Ranked behind
29 %
20 of 70 countries
Latest move
▼ 0.60 pp
since 2023
Below its peak
11.14 pp
peak 13.49 % in 1993
Full series
▼ 2.65 pp
since 1980

In Africa: #14 of 15vs median 4.96 %: −2.61 pp (worse)

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Botswana: ahead of 29 % of the 70 countries with a published deposit rateBotswana 2.35 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Botswana is ahead of 29 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryDeposit ratevs Botswana
48 Mexico2.55 %+0.20 pp
49 Malaysia2.42 %+0.07 pp
50 Botswana2.35 %—
51 Nicaragua2.27 %−0.08 pp
52 Belize1.98 %−0.37 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Botswana

Savings vs inflationInflation rateLending rate
Deposit rate, all countries ranked →Compare Botswana with another country →Everything about Botswana →
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