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Cost of moneyThailand

Deposit rate in Thailand

What does parked money earn there?

Thailand's deposit rate is 1.15 % — #60 of 70 countries on the atlas (higher is better). Period 2025.

1.15%

Checked 22 Sept 2026Period 2025

Source: IMF International Financial Statistics

Deposit rate in Thailand over time

13.67 %7.04 %0.41 %13.67 % · 19910.41 % · 20211977: 8.00 %1978: 8.00 %1979: 8.25 %1980: 12.00 %1981: 12.50 %1982: 13.00 %1983: 13.00 %1984: 13.00 %1985: 13.00 %1986: 9.75 %1987: 9.50 %1988: 9.50 %1989: 9.50 %1990: 12.25 %1991: 13.67 %1992: 8.88 %1993: 8.63 %1994: 8.46 %1995: 11.58 %1996: 10.33 %1997: 10.52 %1998: 10.65 %1999: 4.77 %2000: 3.29 %2001: 2.54 %2004: 1.10 %2005: 1.65 %2006: 4.34 %2007: 2.84 %2008: 2.54 %2009: 1.02 %2010: 1.20 %2011: 2.46 %2012: 2.60 %2013: 2.43 %2014: 1.75 %2015: 1.43 %2016: 1.30 %2017: 1.29 %2018: 1.29 %2019: 1.42 %2020: 0.62 %2021: 0.41 %2022: 0.51 %2023: 1.37 %2024: 1.63 %2025: 1.15 %1977200120251.15 %
47 official observations, 1977 → 2025. Every point is a published value — never interpolated.
Rank
#60 of 70
higher is better
Ranked behind
14 %
10 of 70 countries
Latest move
▼ 0.48 pp
since 2024
Below its peak
12.52 pp
peak 13.67 % in 1991
Full series
▼ 6.85 pp
since 1977

In Asia: #16 of 19vs median 4.96 %: −3.81 pp (worse)

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Thailand: ahead of 14 % of the 70 countries with a published deposit rateThailand 1.15 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Thailand is ahead of 14 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryDeposit ratevs Thailand
58 Trinidad and Tobago1.50 %+0.35 pp
59 Cambodia1.29 %+0.14 pp
60 Thailand1.15 %—
61 Guyana0.78 %−0.37 pp
62 Bahamas0.59 %−0.56 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Thailand

Savings vs inflationInflation rateLending rate
Deposit rate, all countries ranked →Compare Thailand with another country →Everything about Thailand →
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