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Cost of moneyMontenegro

Deposit rate in Montenegro

What does parked money earn there?

Montenegro's deposit rate is 0.27 % — #65 of 70 countries on the atlas (higher is better). Period 2025.

0.27%

Checked 22 Sept 2026Period 2025

Source: IMF International Financial Statistics

Deposit rate in Montenegro over time

5.25 %2.75 %0.25 %5.25 % · 20020.25 % · 20242002: 5.25 %2003: 4.86 %2004: 4.87 %2005: 4.84 %2006: 5.06 %2007: 4.96 %2008: 3.82 %2009: 3.81 %2010: 3.70 %2011: 3.13 %2012: 3.26 %2013: 2.91 %2014: 2.14 %2015: 1.46 %2016: 1.07 %2017: 0.88 %2018: 0.61 %2019: 0.46 %2020: 0.40 %2021: 0.37 %2022: 0.29 %2023: 0.27 %2024: 0.25 %2025: 0.27 %2002201320250.27 %
24 official observations, 2002 → 2025. Every point is a published value — never interpolated.
Rank
#65 of 70
higher is better
Ranked behind
7 %
5 of 70 countries
Latest move
▲ 0.02 pp
since 2024
Below its peak
4.97 pp
peak 5.25 % in 2002
Full series
▼ 4.97 pp
since 2002

In Europe: #10 of 12vs median 4.96 %: −4.70 pp (worse)

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Montenegro: ahead of 7 % of the 70 countries with a published deposit rateMontenegro 0.27 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Montenegro is ahead of 7 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryDeposit ratevs Montenegro
63 Israel0.44 %+0.17 pp
64 Brunei0.31 %+0.04 pp
65 Montenegro0.27 %—
66 Papua New Guinea0.26 %−0.01 pp
67 Bulgaria0.25 %−0.02 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Montenegro

Savings vs inflationInflation rateLending rate
Deposit rate, all countries ranked →Compare Montenegro with another country →Everything about Montenegro →
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