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Cost of moneyHong Kong

Deposit rate in Hong Kong

What does parked money earn there?

Hong Kong's deposit rate is 0.20 % — #68 of 70 countries on the atlas (higher is better). Period 2025.

0.20%

Checked 21 Sept 2026Period 2025

Source: IMF International Financial Statistics

Deposit rate in Hong Kong over time

6.62 %3.32 %0.01 %6.62 % · 19980.01 % · 20101994: 3.54 %1995: 5.63 %1996: 4.64 %1997: 5.98 %1998: 6.62 %1999: 4.50 %2000: 4.80 %2001: 2.38 %2002: 0.34 %2003: 0.07 %2004: 0.03 %2005: 1.26 %2006: 2.70 %2007: 2.42 %2008: 0.45 %2009: 0.01 %2010: 0.01 %2011: 0.01 %2012: 0.01 %2013: 0.01 %2014: 0.01 %2015: 0.01 %2016: 0.01 %2017: 0.01 %2018: 0.04 %2019: 0.14 %2020: 0.06 %2021: 0.02 %2022: 0.05 %2023: 0.49 %2024: 0.53 %2025: 0.20 %1994200920250.20 %
32 official observations, 1994 → 2025. Every point is a published value — never interpolated.
Rank
#68 of 70
higher is better
Ranked behind
3 %
2 of 70 countries
Latest move
▼ 0.33 pp
since 2024
Below its peak
6.42 pp
peak 6.62 % in 1998
Full series
▼ 3.34 pp
since 1994

In Asia: #19 of 19vs median 4.96 %: −4.76 pp (worse)

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Hong Kong: ahead of 3 % of the 70 countries with a published deposit rateHong Kong 0.20 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Hong Kong is ahead of 3 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryDeposit ratevs Hong Kong
66 Papua New Guinea0.26 %+0.06 pp
67 Bulgaria0.25 %+0.05 pp
68 Hong Kong0.20 %—
69 Barbados0.14 %−0.06 pp
70 Switzerland0.08 %−0.12 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Hong Kong

Savings vs inflationInflation rateLending rate
Deposit rate, all countries ranked →Compare Hong Kong with another country →Everything about Hong Kong →
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