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Cost of moneyCosta Rica

Deposit rate in Costa Rica

What does parked money earn there?

Costa Rica's deposit rate is 3.44 % — #43 of 70 countries on the atlas (higher is better). Period 2025.

3.44%

Checked 22 Sept 2026Period 2025

Source: IMF International Financial Statistics

Deposit rate in Costa Rica over time

27.32 %14.26 %1.21 %27.32 % · 19911.21 % · 20161982: 18.29 %1983: 19.50 %1984: 14.50 %1985: 16.50 %1986: 16.67 %1987: 14.06 %1988: 15.18 %1989: 15.62 %1990: 21.16 %1991: 27.32 %1992: 15.80 %1993: 16.90 %1994: 17.72 %1995: 23.88 %1996: 17.29 %1997: 13.03 %1998: 12.76 %1999: 14.31 %2000: 13.38 %2001: 11.77 %2002: 11.46 %2003: 10.41 %2004: 9.51 %2005: 10.14 %2006: 9.77 %2007: 6.35 %2008: 4.15 %2009: 6.96 %2010: 5.32 %2011: 4.01 %2012: 4.74 %2013: 3.88 %2014: 3.32 %2015: 2.37 %2016: 1.21 %2017: 2.79 %2018: 4.02 %2019: 4.64 %2020: 2.58 %2021: 1.61 %2022: 3.07 %2023: 5.07 %2024: 3.69 %2025: 3.44 %1982200420253.44 %
44 official observations, 1982 → 2025. Every point is a published value — never interpolated.
Rank
#43 of 70
higher is better
Ranked behind
39 %
27 of 70 countries
Latest move
▼ 0.25 pp
since 2024
Below its peak
23.88 pp
peak 27.32 % in 1991
Full series
▼ 14.85 pp
since 1982

In Americas: #14 of 21vs median 4.96 %: −1.52 pp (worse)

Among 70 countries

10 of 70 countries between 0.14 % and 0.93 %6 of 70 countries between 0.93 % and 1.73 %6 of 70 countries between 1.73 % and 2.52 %5 of 70 countries between 2.52 % and 3.31 %3 of 70 countries between 3.31 % and 4.10 %5 of 70 countries between 4.10 % and 4.89 %6 of 70 countries between 4.89 % and 5.69 %5 of 70 countries between 5.69 % and 6.48 %3 of 70 countries between 6.48 % and 7.27 %5 of 70 countries between 7.27 % and 8.06 %3 of 70 countries between 8.86 % and 9.65 %3 of 70 countries between 9.65 % and 10.44 %2 of 70 countries between 10.44 % and 11.24 %2 of 70 countries between 11.24 % and 12.03 %2 of 70 countries between 12.03 % and 12.82 %1 of 70 countries between 14.41 % and 15.20 %3 of 70 countries between 18.37 % and 19.16 %median 4.82 %Costa Rica: ahead of 39 % of the 70 countries with a published deposit rateCosta Rica 3.44 %0.14 %19.16 %
Half of all 70 countries sit between 1.89 % and 7.70 %. Costa Rica is ahead of 39 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryDeposit ratevs Costa Rica
41 New Zealand3.95 %+0.51 pp
42 Bolivia3.92 %+0.48 pp
43 Costa Rica3.44 %—
44 Norway3.21 %−0.23 pp
45 South Korea2.73 %−0.71 pp

Bank deposit rate, IMF-harmonised — what parked money earns.

How to read this figure

The IMF-harmonised deposit rate — what banks pay on deposits. Compare it with inflation: a deposit rate below inflation means parked money loses purchasing power even inside the bank. Same harmonisation trade-off as the lending rate.

Next, about Costa Rica

Savings vs inflationInflation rateLending rate
Deposit rate, all countries ranked →Compare Costa Rica with another country →Everything about Costa Rica →
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