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Cost of moneyBrazil

Lending rate in Brazil

What do banks charge for credit there?

Brazil's lending rate is 45.33 % — #64 of 67 countries on the atlas (lower is better). Period 2025.

45.33%

Checked 22 Sept 2026Period 2025

Source: IMF International Financial Statistics

Lending rate in Brazil over time

86.36 %56.88 %27.39 %86.36 % · 199827.39 % · 20131997: 78.19 %1998: 86.36 %1999: 80.44 %2000: 56.83 %2001: 57.62 %2002: 62.88 %2003: 67.08 %2004: 54.92 %2005: 55.38 %2006: 50.81 %2007: 43.72 %2008: 47.25 %2009: 44.65 %2010: 39.99 %2011: 43.88 %2012: 36.64 %2013: 27.39 %2014: 32.01 %2015: 43.96 %2016: 52.10 %2017: 46.92 %2018: 39.08 %2019: 37.48 %2020: 29.04 %2021: 30.02 %2022: 39.40 %2023: 43.60 %2024: 40.23 %2025: 45.33 %19972011202545.33 %
29 official observations, 1997 → 2025. Every point is a published value — never interpolated.
Rank
#64 of 67
lower is better
Ranked behind
4 %
3 of 67 countries
Latest move
▲ 5.10 pp
since 2024
Below its peak
41.03 pp
peak 86.36 % in 1998
Full series
▼ 32.86 pp
since 1997

In Americas: #20 of 21vs median 8.79 %: +36.54 pp (worse)

Among 67 countries

10 of 67 countries between 2.96 % and 4.75 %9 of 67 countries between 4.75 % and 6.55 %9 of 67 countries between 6.55 % and 8.34 %10 of 67 countries between 8.34 % and 10.14 %4 of 67 countries between 10.14 % and 11.93 %3 of 67 countries between 11.93 % and 13.73 %5 of 67 countries between 13.73 % and 15.52 %5 of 67 countries between 15.52 % and 17.31 %3 of 67 countries between 17.31 % and 19.11 %3 of 67 countries between 19.11 % and 20.90 %1 of 67 countries between 22.70 % and 24.49 %1 of 67 countries between 37.05 % and 38.84 %4 of 67 countries between 44.23 % and 46.02 %median 8.79 %Brazil: ahead of 4 % of the 67 countries with a published lending rateBrazil 45.33 %2.96 %46.02 %
Half of all 67 countries sit between 5.88 % and 15.34 %. Brazil is ahead of 4 % of them. Axis trimmed to the 2nd–98th percentile; 3 values beyond it sit in the end bars.

The neighbourhood

#CountryLending ratevs Brazil
62 Egypt24.29 %−21.04 pp
63 Malawi37.06 %−8.27 pp
64 Brazil45.33 %—
65 Argentina46.02 %+0.69 pp
66 Zimbabwe46.36 %+1.03 pp

Bank lending rate, IMF-harmonised — the price of credit, ~150 economies.

How to read this figure

The IMF-harmonised bank lending rate — what banks charge their customers for credit, averaged nationally. Harmonisation is what makes ~150 economies comparable; the trade-off is that the underlying loan mix (business vs consumer, maturities) differs by country, so treat close values as similar, not identical.

Next, about Brazil

Deposit rateInflation rate
Lending rate, all countries ranked →Compare Brazil with another country →Everything about Brazil →
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